DON’T BE BUGGED WITH EXTRA FEES

Merchant Bugs simplifies payment processing for businesses across all industries with cutting-edge technology and tailored solutions. With 20+ years of experience in banking, investments, and merchant processing, we help optimize cash flow without disrupting operations.

Our goal is to uncover significant savings on merchant fees. Let us assist with your payment processing needs.

Mobile Pay

Mobile merchant services enable businesses to accept electronic payments via mobile devices, with banks facilitating secure transaction processing.

With advanced credit card readers, you can seamlessly process payments using your phone, tablet, or computer, ensuring convenience and efficiency for both you and your customers.

E-Commerce

Expand your e-commerce business with Merchant Bugs' payment solutions

New to online payments? We provide top gateways like eMerchantGateway, Authorize.Net, USAePay, Cybersource, and NMI for secure card-not-present transactions.

Our solutions include virtual terminals, online invoicing, and web payment pages to streamline payments for online, phone, and mail orders.

The #1 Solution in Restaurants and Retail

We Got Your Back

Secure, reliable transactions enhance customer experience

Next-day funding ensures fast revenue access

Dedicated account manager for personalized support

Quick approvals—often within one business day

NFC payments, including Apple Pay & Google Pay

24/7/365 U.S.-based white-glove customer service.

3rd Party Integrations

Our 3rd party integration can help restaurants save time and money, and improve customer service

Saves time: Eliminates the need for manual order entry
Reduces labor costs: No need for third-party delivery tablets
Minimizes errors: Reduces order entry mistakes that can lead to negative reviews
Boosts profitability: Seamless integration with POS systems to enhance financial performance

B2B

Free Interchange Optimization Analysis: Reduce Backend Fees & Maximize Savings

A comprehensive review of your merchant statement to reduce backend interchange fees, maximizing savings and improving profitability.

What others are saying

Work Smarter, Not Harder,

Don't Be Bugged With Extra Fees

Exceptional Experience!

"Merchant Bugs has been exceptional from day one. The equipment they provided is state-of-the-art, and the integration with my POS system was a breeze. What stands out the most is their customer service; every time I call, I get someone who knows their stuff. I highly recommend them to anyone looking for a trustworthy processor!"

- Erin Z

Outstanding Service!

"I switched to Merchant Bugs six months ago, and it has been a fantastic experience! The setup was seamless, and I was processing payments in no time. Their customer support is incredibly responsive, always ready to assist with any questions. I highly recommend for anyone looking for reliable service!"

- Arbi M

Game Changer for My Business!

“ I can't say enough good things about Merchant Bugs. Their mobile payment solution has transformed how I do business. I can accept payments anywhere, and my customers love convenience. Plus, their customer service team is friendly and knowledgeable. 5 stars all the way!"

- Jackie and John